Bank of Baroda Clerk Exam - BANKING AND COMPUTER AWARENESS

Bank of Baroda Clerk Exam Paper 2011
SOCIO - ECONOMIC, BANKING AND COMPUTER AWARENESS

1. Which of the following nations is considered the originator of the
concept of Micro Finance?
(1) Bangladesh
(2) India
(3) South Africa
(4) Greece
(5)Brazil

2. Which of the following is represented by the letter 'L' in the
abbreviation CAMELS, the rating system used in financial world ?
(1) Loans
(2) Leadership
(3) Liabilities
(4) Liquidity
(5) None of these

3. Repo rate is decided by which of the following organizations?
(1) SEBI
(2) AMFI
(3) All Banks
(4) RBI
(5) IMF

4. Many a times we read a term 'PPP' in financial dailies/magazines.
What is the full form of the same as used in financial world?
(1) Purchasing Power Parity
(2) Per captia Potential Purchases
(3) Public Per captia Power
(4) Present Purchasing Power
(5) Popular Public Preferences

5. The rate of interest on Term Deposits in Banks is stipulated by
which of the following?
(1) RBI
(2) Government of India
(3) Indian Banks Association
(4) Banking Codes and Standards Board of India
(5) Individual Banks themselves

6. Which of the following is not a function of a commercial bank?
(1) Providing project finance
(2) Selling Mutual Funds
(3) Deciding policy rates like CRR, Repo Rates/SLR etc.
(4) Settlement of payments on behalf of the customers
(5) Providing services such as locker facilities, remittances etc.

7. Which of the following carries out 'Open Market Operations'?
(1) Stock Exchanges in India
(2) Indian Banks' Association
(3) Securities and Exchange Board of India
(4) Planning Commission
(5) Reserve Bank of India

8. The famous name Vikram Pandit is associated with which of the
following organizations/banks?
(1) Cairn Energy
(2) ICICI Bank
(3) Pepsi Co.
(4) Vodafone
(5) Citigroup

9. Which of the following is the main function of I.M.E.?
(1) Finance investment loans to developing countries
(2) Act as a private sector lending arm of the World Bank
(3) Help to solve balance of payment problems of member countries
(4) Arrange international deposits from banks
(5) None of these

10. Which of the following is not a mode of foreign capital inflow to India?
(1) FDI
(2) FII
(3) NRI Accounts
(4) No Frills Accounts
(5) All these are valid for foreign capital inflow

11. Five Year Plans in India are finally approved by which of the
following bodies?
(1) National Development Council
(2) President on the advice of Prime Minister
(3) Union Cabinet
(4) Planning Commission
(5) Finance Minister

12. Which of the following schemes is launched specifically for
helping Senior Citizens to avail loan by mortgage of their residential
property?
(1) English Mortgage Scheme
(2) Senior Capital Loan Scheme
(3) Reverse Mortgage Loan Scheme
(4) DEMAT Account Scheme
(5) None of these

13. The most appropriate measure of a country's economic growth is___
(1) Net National Product
(2) Net domestic product
(3) Gross domestic product
(4) Per capita real income
(5) Total Foreign Investment in a year

14. In order to streamline the functioning of MFI sector the RBI had
appointed a committee. The committee was headed by___
(1) Dr. Y.V.Redddy
(2) Shri M.V.Nair
(3) Shri Y.H.Malegam
(4) Dr. D.Subbarao
(5) Smt. Usha Thorat

15. The census in India is done after a gap of every-
(1) 5 years
(2) 10 Years
(3) 12 Years
(4) 15 Years
(5) None of these

16. Structure of Basel II is based on how many pillars?
(1) Two
(2) Three
(3) Four
(4) Five
(5) Six

17. Which of the following is/are the depositories in India handling
dematerialized shares?
(A) National Payment Corporation of India
(B) Central Depository Service (CDSL)
(C) Bombay Stock Exchange (BSE)
(1) Both (A) & (B)
(2) Only (B)
(3) Only (A)
(4) Only(C)
(5) All (A),(B) & (C)

18. What does the term NSDL stand for?
(1) National Securities Development Limited
(2) National Securities Depository Limited
(3) National Safety Development Limited
(4) Natural Safety Development Limited
(5) National Social & Developmental Liabilities

19. Non-Banking Financial Company (NBFC) does not have which of the
following functions?
(1) Equipment leasing
(2) Housing finance and investments in financial securities
(3) Hiring & Purchasing Assets.
(4) Demand Deposits
(5) None of these

20. Insurance business in India is regulated by___
(1) Life Insurance Corporation of India
(2) SEBI
(3) Reserve Bank of India
(4) Insurance Regulatory & Development Authority (IRDA)
(5) AMFI

21. Basel III in banks is being planned to be implemented from which
of the following years?
(1) 2012
(2) 2013
(3) 2014
(4) 2015
(5) 2019

22. Money Laundering refers to which of the following?
(1) Conversion of assets into cash
(2) Conversion of Money which is illegally obtained
(3) Conversion of cash into gold
(4) Conversion of gold into cash
(5) Conversion of shares into cash

23. As per the repots in various newspapers, RBI has asked banks to
make a plan to provide banking service to all villages having a
population of 2000. This directive issued by the RBI will fall in
which of the following categories?
(1) Plan for Financial Inclusion
(2) Efforts to meet the targets of Priority Lending
(3) Extension of Relief Packages to the Farmers
(4) Extensions of Internal and Branchless Banking
(5) None of these

24. The price at which the Govt. Purchases food grain for maintaining
the public distribution system is known as-
(1) Ceiling prices
(2) Procurement price
(3) Minimum Price
(4) Issue Price
(5) Distribution price

25. Which of these books is written by Kiran Desai?
(1) A Village By the Sea
(2) Darkness at Noon
(3) Lolita
(4) My Son's Father
(5) The Inheritance of Loss

Computer Awareness
26. The ___controls communications for the entire computer system.
(1) Arithmetic-logic unit
(2) Semiconductor
(3) Motherboard
(4) Coprocessor
(5) None of these

27. A ___is approximately 1 million bytes.
(1) Megabyte
(2) Kilobyte
(3) Gigabyte
(4) Terabyte
(5) None of these

28. Which of the following is formally defined as a criminal action
perpetrated primarily through the use of a computer?
(1) Phishing
(2) Hacking
(3) Cybercrime
(4) Social networking
(5) None of these

29. Hardware used to translate words, sound images and actions that
People understands into a form that the system unit can process is
known as-
(1) Device drivers
(2) Device readers
(3) Input devices
(4) Output devices
(5) None of these

30. Being- means being familiar enough with computers in such a manner
that you understand their capabilities and limitations.
(1) Computer literate
(2) Computer competent
(3) Computer savvy
(4) Technology literate
(5) None of these

31. The System component that controls and manipulates data in order
to produce information is called the -
(1) Keyboard
(2) Microprocessor
(3) Monitor
(4) Mouse
(5) None of these

32. The container that houses most of the electronic components that
make up a computer system is known as the -
(1) Arithmetic -logic unit
(2) Central processing unit
(3) RFID
(4) System catalog
(5) None of these

33. How a network is arranged and how it shares information and
resources is called a network___
(1) Topology
(2) Strategy
(3) Protocol
(4) Architecture
(5) None of these

34. These chips are specifically designed to handle the processing
requirements related to displaying and manipulating 3-D images.
(1) Graphics coprocessors
(2) Arithmetic - logic unit processors
(3) Control unit processors
(4) CISC chips
(5) None of these

35. Which type of software is used to make a slide show ?
(1) Spreadsheets software
(2) World processing software
(3) Presentation software
(4) System software
(5) None of these

36. RAM is referred to as- storage.
(1) Direct
(2) Volatile
(3) Secondary
(4) Sequential
(5) None of these

37. The - tells the rest of the computer how to carry out a program's
instruction.
(1) ALU
(2) Control unit
(3) System unit
(4) Motherboard
(5) None of these

38. The combination of operating system and processor in a computer
is referred to as computers'___
(1) Firmware
(2) Specification
(3) Minimum requirements
(4) Platinum
(5) None of these

39. The position of a disk that contains no stored data, but may
contain latent data is called-
(1) RAM slack
(2) A cluster
(3) Swap space
(4) Unallocated space
(5) None of these

40. What is keyboard used for?
(1) Input text and numbers and send commands to the computer
(2) To create new keys to use with your computer
(3) To open the computer up
(4) To create pictures and images and send them to your computer
(5) None of these

41. The information processing cycle includes the following processes -
(1) Input, processing, output, storage
(2) Input, output, manipulation, arithmetic
(3) Data, processing, printing, editing
(4) Storage, display, data, information
(5) None of these

42. How tightly the bits can be packed next to one another on a disk
is referred to as-
(1) Tracks
(2) Sectors
(3) Density
(4) Configuration
(5) None of these

143. What are the speakers attached to your computer used for?
(1) Displaying images
(2) Sending messages
(3) Storing messages
(4) Handling sound and music
(5) Make system look technical

44. Tape is described as using this type of access-
(1) magneto-optical
(2) DVD
(3) Direct
(4) Disastrous
(5) None of these

45. Many experts are predicting that this revolution is expected to
dramatically affect the way we communicate and use memory___
(1) Graphics
(2) Input
(3) Computer technology
(4) Industry
(5) Wireless

46. The acronym DBMS stands for what?
(1) Double-blind management setup
(2) Document binder management system
(3) Data binding and marketing structure
(4) Database methodology system
(5) None of these

47. The Name of the location of a particular piece of data is its___
(1) Address
(2) Memory name
(3) Storage site
(4) Data location
(5) None of these

48. The arithmetic/logic unit performs the following actions___
(1) Checks data for accuracy
(2) Does calculations using addition, subtraction, multiplication, and division
(3) Does logical comparisons, such as equal to, greater than, less than
(4) Does both calculations and logical comparisons
(5) None of these

49.The most powerful type of computer is___
(1) Mainframe computers
(2) Microcomputers
(3) Minicomputers
(4) Synocomputers
(5) Supercomputers

50. Letters, memos, term papers, reports and contracts are all examples of ___
(1) Models
(2) Spreadsheets
(3) Documents
(4) menus
(5) None of these

ANSWERS:

1) 1 2) 4 3) 4 4) 1 5) 5 6) 3 7) 3
8) 5 9) 3 10) 4
11) 1 12) 3 13) 3 14) 3 15) 2 16) 2 17) 2 18)
2 19) 4 20) 4
21) 5 22) 2 23) 1 24) 2 25) 5 26) 3 27) 1
28) 3 29) 3 30) 1
31) 2 32) 5 33) 4 34) 1 35) 3 36) 2 37) 2
38) 5 39) 3 40) 1
41) 1 42) 3 43) 4 44) 3 45) 5 46) 5 47) 4
48) 4 49) 5 50) 3
Sha

Bank of Baroda Probationary Officers Exam., 2011 Solved Paper

General Socio-Economic & Banking Awareness
(Exam Held on 13-3-2011)

1. Trade Ministers of Key WTO member countries including India held a
meeting at Davos in Switzerland on January 29, 2011.
Which one of the following was the purpose of this meeting ?
(A) Negotiations for free trade
(B) Negotiations to abolish Restrictive Trade Practices
(C) Issues relating to agricultural subsidies
(D) Negotiations for a global trade deal
(E) To include Pakistan and Iran as members
Ans : (D)
2. Which one of the following advices has/have been given by leading
Economists to Finance Minister during their pre-budget meeting with
him ?
1. To take measures to boost farm productivity only.
2. To improve supply of agricultural products only.
3. To reduce the fiscal deficit only.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 2
Ans : (D)
3. As per recent newspaper reports, which one of the following
countries has signed highest number of deals to get global project
finance ?
(A) Australia
(B) USA
(C) Saudi Arabia
(D) Spain
(E) India
Ans : (E)

4. Which of the following terms is used in Banking Field ?
(A) Interest Rate Swap
(B) Input Devices
(C) Sedimentary
(D) Zero Hour
(E) Privilege Motion
Ans : (A)
5. To which of the following States has the Asian Development Bank
given a loan of $ 90 m for development of Power projects ?
(A) Himachal Pradesh
(B) West Bengal
(C) Tripura
(D) Arunachal Pradesh
(E) Assam
Ans : (E)
6. On which one of the following issues can SEBI penalize any company in India ?
1. Violation of Banking Regulation Act.
2. Violation of foreign portfolio investment guidelines.
3. For violation of Negotiable Instrument Act.
(A) Only 1
(B) All 1, 2 and 3
(C) Only 1 and 2
(D) Only 2 and 3
(E) Only 2
Ans : (E)
7. In the opinion of the Governor of Reserve Bank of India, which one
of the following is the reason owing to which India's inflation is
accelerating ?
(A) Excess liquidity in market
(B) Speculation in essential goods
(C) Higher food cost
(D) Commodities futures
(E) None of these
Ans : (A)
8. In opinion of the RBI, which one of the following is/are a threat
to the smooth functioning of Indian Companies ?
1. Rising input costs.
2. High interest rates.
3. Inflation only.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) Only 3
(E) All 1, 2 and 3
Ans : (E)
9. For which one of the following reasons Government of India has
decided to waive off upfront payment of Rs. 1,400 to be made by each
customer located in rural areas to get LPG connection ?
1. To help villagers to use LPG in place of firewood/kerosene.
2. To help villagers to save kerosene for agricultural activities.
3. To lure villagers to use LPG which is of substandard quality and
not fit for industrial use.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) Only 2 and 3
Ans : (A)
10. Expand the term ALM as used in Banking/Finance sector ?
(A) Asset Liability Mismatch
(B) Asset Liability Maturity
(C) Asset Liability Management
(D) Asset Liability Manpower
(E) None of these
Ans : (C)
11. Who amongst the following is the author of the book 'Half a Life' ?
(A) Mark Tully
(B) Deepak Chopra
(C) Chetan Bhagat
(D) Ved Mehta
(E) V. S. Naipaul
Ans : (E)
12. In which one of the following states, village level marketing
platform has been set up for the first time in the country ?
(A) Haryana
(B) Maharashtra
(C) Gujarat
(D) Bihar
(E) Kerala
Ans : (C)
13. The RBI has asked banks to spell out their policy, procedures and
size of the business on which of the following aspects of banking ?
(A) On-shore banking
(B) Off-shore banking
(C) Investments in secondary market
(D) Wealth management
(E) None of these
Ans : (D)
14. Which of the following organizations has given a US $ 1•72 billion
loan to India to build roads in rural areas ?
(A) Asian Development Bank
(B) International Monetary Fund
(C) Bill Gates Foundation USA
(D) World Bank
(E) None of these
Ans : (D)
15. Which one of the following advices has been given by Finance
Minister Pranab Mukherjee to Chartered Accounts ?
(A) They must highlight the credit risks
(B) They must highlight the operational risks
(C) They must bring to the notice of Government tax evasions
(D) They must be vigilant against 'window dressing' of companies
(E) None of these
Ans : (E)
16. Who amongst the following has asked banks to adopt 'six step'
approach to prevent diversion of funds by the companies ?
(A) Company Registrar
(B) SEBI
(C) RBI
(D) AMFI
(E) All of these
Ans : (C)
17. Which one of the following countries has been invited to join BRIC ?
(A) Indonesia
(B) Bangladesh
(C) South Africa
(D) China
(E) Argentina
Ans : (C)
18. Who is Nicolas Sarkozy ?
(A) French Prime Minister
(B) French President
(C) Russian Prime Minister
(D) Russian President
(E) None of these
Ans : (B)
19. Through which one of the following sources domestic funds are
raised by Companies ?
1. IPO only
2. FPO only
3. Commercial papers.
(A) Only 3
(B) All 1, 2 and 3
(C) Only 1 and 3
(D) Only 1
(E) Only 1 and 2
Ans : (D)
20. Which one of the following was the reason owing to which Govt.
wants Reserve Bank of India to tighten prudential norms for NBFCs ?
(A) To reduce liquidity in the market
(B) It is as per Basel II requirements
(C) It is as per Bank for International Settlement (BIS) directives
(D) It is to protect NBFCs from any impact of possible economic slowdown
(E) None of these
Ans : (D)
21. According to World Economic Forum, which one of the following
risks is the greatest risk faced by the world in the year 2011 ?
(A) Credit Risk
(B) Country Risk
(C) Counterparty Risk
(D) Sovereign Default Risk
(E) None of these
Ans : (D)
22. Which one of the following decisions has been taken by Govt. in
respect of MGNREGA ?
(A) The wages should be revised by the State Governments
(B) The wages are to be revised by Planning Commission
(C) The District Authorities who allot work can give differential wages
(D) The wages shall be linked to inflation
(E) None of these
Ans : (A)
23. What are teaser loan rates charged by banks ?
(A) Fixed rate of interest charged by banks
(B) Floating rate of interest charged by banks
(C) Rate of interest in the initial period is less and goes up subsequently
(D) Rate of interest in the initial period is more and it goes down subsequently
(E) None of these
Ans : (C)
24. On which one of the following subjects Pranab Sen Committee has
submitted its recommendations to the Govt. of India ?
(A) MGNREGA
(B) Food Security
(C) Inflation
(D) Food processing industries
(E) None of these
Ans : (E)
25. Expand the term CCEA as used in administrative circles—
(A) Cabinet Committee on External Affairs
(B) Cabinet Committee on Economic Affairs
(C) Cabinet Council on External Affairs
(D) Cabinet Council on Economic Affairs
(E) None of these
Ans : (B)
26. With which one of the following games, Baichung Bhutia is associated ?
(A) Hockey
(B) Golf
(C) Kabaddi
(D) Football
(E) Tennis
Ans : (D)
27. What the full form of the term LIBOR as used in financial banking sectors ?
(A) Local Indian Bank Offered Rate
(B) London-India Bureau of Regulations
(C) Liberal International Bank Official Ratio
(D) London Inter Bank Offered Rate
(E) None of these
Ans : (D)
28. In which one of the following States, Patratu Thermal Power Plant
is proposed to be set up ?
(A) Madhya Pradesh
(B) Bihar
(C) Jharkhand
(D) West Bengal
(E) Kerala
Ans : (C)
29. On the basis of which of the following reasons, IMF has projected
India's GDP growth at 8•8 per cent in 2010-11 ?
1. Strong industrial growth.
2. Strong farm sector growth.
3. High domestics consumption demand.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 3
(E) Only 2 and 3
Ans : (C)
30. Who amongst the following is the ICC Cricketer of the year ?
(A) Sachin Tendulkar
(B) Kevin Pietersen
(C) M. S. Dhoni
(D) Sanath Jayasuriya
(E) None of these
Ans : (A)
31. Who is Montek Singh Ahluwalia ?
(A) Chairman, Planning Commission
(B) Dy. Chairman, Planning Commission
(C) Cmmerce Secretary, GOI
(D) Economic Advisor to Prime Minister
(E) None of these
Ans : (B)
32. Who amongst the following is the Prime Minister of Australia at present ?
(A) Julia Gillard
(B) Kevin Rudd
(C) Dilma Rousseff
(D) Sebastian Vettel
(E) None of these
Ans : (A)
33. Expand the term FSDC which is used in financial sectors ?
(A) Financial Security and Development Council
(B) Financial Stability and Development Council
(C) Fiscal Security and Development Council
(D) Fiscal Stability and Development Council
(E) None of these
Ans : (B)
34. According to US Department of Agriculture, which one of the
following countries in the world is the largest producer of dairy
products ?
(A) Australia
(B) USA
(C) China
(D) Norway
(E) India
Ans : (E)
35. With which one of the following games is 'Tiger Woods' associated ?
(A) Golf
(B) Swimming
(C) Tennis
(D) Table Tennis
(E) Badminton
Ans : (A)
36. Which one of the following is largest producer of power in India ?
(A) Reliance Power
(B) Tata Power
(C) National Hydro Power
(D) Adani Power
(E) NTPC
Ans : (C)
37. For which one of the following States, centre has appointed interlocutors ?
(A) H.P.
(B) J & K
(C) Nagaland
(D) Manipur
(E) None of these
Ans : (B)
38. Expand the term GSLV—
(A) Geosynchronous Satellite Launch Vehicle
(B) Global Satellite Launch Vehicle
(C) Geosynchronous Station Launch Vehicle
(D) Global Station Launch Vehicle
(E) None of these
Ans : (A)
39. For which one of the following reasons Basel II norms are to be
followed by Commercial Banks ?
(A) Risk management
(B) Adoption of international accounting standards
(C) Restriction on bonus payments to bank executives
(D) Transparency in disclosures
(E) None of these
Ans : (A)
40. With which one of the following sports, the name of Parupalli
Kashyap is associated ?
(A) Chess
(B) Tennis
(C) Badminton
(D) Athletics
(E) None of these
Ans : (C)
41. Which of the following terms is used in cricket ?
(A) Centre forward
(B) Goal
(C) Love
(D) LBW
(E) Bull's eye
Ans : (D)
42. With which one of the following activities, Golden Globe Awards
are associated ?
(A) Journalism
(B) Social work
(C) Peace initiatives
(D) Films
(E) None of these
Ans : (D)
43. 'Goodbye Shahzadi' is a book written by—
(A) Shyam Bhatia
(B) Ashok Mehta
(C) Janardhan Thakur
(D) Arun Gandhi
(E) None of these
Ans : (A)
44. Malayalam writer Akkithom Achyuthan Nambhodiri will be the
recipient of which of the following awards ?
(A) Moortidevi award
(B) Pulitzer Prize
(C) Best Asian Author
(D) Kalidas Sanman
(E) Arjuna Award
Ans : (A)
45. With which one of the following sports, Narain Karthikeyen is connected ?
(A) F–1
(B) Tennis
(C) Badminton
(D) Table Tennis
(E) Snooker
Ans : (A)
46. In which one of the following States, Sabari mala temple is located ?
(A) Tamil Nadu
(B) A.P.
(C) Kerala
(D) Karnataka
(E) None of these
Ans : (C)
47. Which one of the following will set up core banking infrastructure
for rural banks ?
(A) RBI
(B) NABARD
(C) SIDBI
(D) IBA
(E) None of these
Ans : (B)
48. Who is Robert Zoelick ?
(A) IMF Chief
(B) World Bank President
(C) ADB President
(D) Chief UNIDO
(E) None of these
Ans : (B)
49. Justice K. G. Balakrishnan is holding the post of—
(A) Chief Justice of India
(B) Chairman, National Human Rights Commission
(C) Cabinet Secretary, Govt. of India
(D) Revenue Secretary, Govt. of India
(E) None of these
Ans : (B)
50. Mehbooba Mufti belongs to which one of the following political parties ?
(A) National Conference
(B) PDP
(C) NCP
(D) Janta Dal
(E) None of these
Ans : (B)

Bank of Baroda Model Question paper 2011 for Clerk Exam

Bank of Baroda Reasoning & Banking Awareness Model Question paper 2011 for Clerk Exam

BOB Clerk written test has the following sections:

1) Quantitative Aptitude
2) Reasoning
3) Socio-Economic & Banking Awareness
4) English and Marketing Aptitude

REASONING – MENTAL ABILITY – APTITUDE

1. 'Captain' is related to a 'Team' in the same way as 'Director' is related to
(1) Supervisor (2) Employee
(3) Organisation (4) Union
(5) Customer
2. Find the odd one out of the following options
(1) Aunt (2) Child
(3) Father (4) Niece
(5) Relation
3. Pointing to a photograph of Mahesh, Ram said. "The father of his sister is the husband of my wife's mother". How is Ram related to Mahesh?
(1) Brother (2) Brother-in-law
(3) Father-in-law (4) Data not sufficient
(5) None of these
4. If 'fork' is called 'plate', 'plate' is called 'knife', 'knife' is called 'jug', 'jug' is called 'glass', 'glass' is called 'cup' and 'cup' is called 'fork', by what do we cut fruit?
(1) spoon (2) jug
(3) glass (4) saucer
(5) none of these
5. If 'a' is substituted by 26,'B' by 25 and so on up to 'Z' which is substituted by 1, what will be the sum of the numbers substituted for the word 'XRAY'?
(1) 33 (2) 40
(3) 37 (4) 73
(5) None of these
6. In a certain code COIMBATORE is written as DPJNCBUPSF. How is INDORE written in that code?
(1) JOENQF (2) JMCPQD
(3) JOEPSF (4) HMCNQD
(5) None of these
7. Geeta is elder to Seeta but not to Deepa. Gayatri is younger than Deepa. No one is elder to Fatima. Who is youngest of them all?
(1) Seeta (2) Geeta
(3) Gayatri (4) Data not sufficient
(5) None of these
8. Raman is sitting to the immediate left of Harry but not next to Kamal. Mahesh is sitting to the right of Kamal. If the four friends are sitting in a circle who is sitting to the immediate right of Harry?
(1) Mahesh (2) Kamal
(3) Raman (4) Harry
(5) Cannot be determined
9. How many three letter meaningful English words can be formed from the word NOTE beginning with 'T' and without repeating any letter?
(1) Three (2) One
(3) Two (4) None
(5) None of these
Directions (11-15): Answer question 11 to 15 based on the following sequence:
A $ B # 9 G 3D K « M ? C Q 2 X 7 P 5 U 8 I 4 Y ? J
11. How many elements in the above arrangement are both immediately preceded and immediately followed by a number?
(1) One (2) Two
(3) Three (4) Five
(5) None of these
12. Which of the following will be the fifteenth element from the left end if all the numbers are arranged in descending order from left to right, keeping the position of the other elements in arrangement un-changed?
(1) 5 (2) 4
(3) 7 (4) 8
(5) None of these
13. How many letters in the above arrangement are immediately followed by a symbol?
(1) Two (2) Five
(3) Four (4) Three
(5) None of these
14. Which of the following will be eighth to the left of the twelfth from the left end of the arrangement?
(1) # (2) 7
(3) U (4) 9
(5) None of these
15. Four of the following five are alike in a certain way based on their position in the above arrangement and so form a group. Which is the one that does not belong to that group?
(1) G$M (2) K9Q
(3) ?D7 (4) 2MU
(5) PCI
16. In a certain code language' In ba pe' means 'he has won','le ki ba' means 'she has lost' and 'in se pe' means 'he always won'. Which word in that language means 'he'?
(1) in (2) pe
(3) se (4) Data not sufficient
(5) None of these
17. X is Y's brother. S is T's mother and X's aunt. How is T related to X?
(1) Sister (2) Cousin
(3) Aunt (4) Cannot be determined
(5) None of these
18. If the letters of the word OBSERVANT are interchanged, such that the first becomes ninth, second becomes eighth, and so on, and the position of the fifth letter remains unchanged then what will be the new arrangement of letters?
(1) TNAVERSBO (2) TNVARESBO
(3) NTAVERSBO (4) VANTRESBO
(5) None of these
19. If 1 is coded as ?, 5 is coded as %, 6 is coded as «, 3 is coded as +, 7 is coded as # and 4 is coded as ? What will be the correct form of the number 435671?
(1) ? + % « # ? (2) ? + % ? # «
(3) ? + « % # ? (4) ? # « % + ?
(5) None of these
20. Which of the following have the same relationship as BREAD:DBARE?
(1) SWORN: NSOWR (2) FUNDS: FSDUN
(3) GLAZE : EGZAL (4) LOWER: RLEWO
(5) None of these
Directions (21-25): Read the following information and attempt the given questions:
Six executive Aman, Bindu, Deepa, Jitu, Kamal and Priyanka have to advertise four products i.e. soap, watches, computers and chocolates on 3 different channels, i.e. Go, Come and Fun either alone or in pairs. An executive can visit only one channel and advertise only one product. No more than two executives can advertise on a channel.
(i) Bindu and Jitu both visit the same channel but advertise different products.
(ii) Aman who visits 'Go' advertises neither soap nor computers.
(iii) Kamal does not advertise chocolates.
(iv) No girl advertises soap.
(v) The two executives who advertise chocolates visit Spice
(vi)
21. Who advertises watches?
(1) Deepa (2) Kamal
(3) Aman (4) Priyanka
(5) None of these
22. Which of the following Channel-product pairs in definitely incorrect?
(1) Go-watch (2) Come-computer
(3) Go-soap (4) Come-soap
(5) Come-watch
23. Which channel does Kamal visit?
(1) Go (2) Fun
(3) Come (4) Cannot be determined
(5) None of these
24. If Bipasha advertises computers which of the following must be true?
(1) Jitu advertises soap (2) Jitu advertises watches
(3) Kamal advertises computers (4) Kamal works for Fun
(5) None of these
25. What will Jitu advertise?
(1) Chocolates (2) Watches
(3) Computers or watches (4) Cannot be determined
(5) None of these
26. Swaroop and Simple want to attend a seminar together between 9 a.m. to 5 p.m. on Friday. Simple cannot leave till after her lunch break which begins at 1.30 p.m. Swaroop is free after her meeting which ends at noon. For how many hours can the two of them attend the seminar?
(1) 3 ½ hours (2) 2 ½ hours
(3) 4 ½ hours (4) Cannot be determined
(5) None of these
27. How many pairs of letters are there in the word ANSWER each of which has as many letters between them in the word as there are in the English language?
(1) One (2) Two
(3) Four (4) Three
(5) None of these
28. Find the odd one out
(1) 2 (2) 7
(3) 11 (4) 13
(5) 9
29. If all the letters in the word MERCIFUL are rearranged in alphabetical order and substituted by the alphabet preceding them in the English alphabet what will be the new arrangement of letters?
(1) BDHEKLQT (2) BDEHKLQT
(3) BDEHLKQT (4) BDEJMLQT
(5) None of these
30. Out of 38 families in a housing society 5 subscribe to Hindi news-papers alone, 12 subscribe to both Hindi and Marathi newspapers. Find the number of Maranthi news-paper subscribers.
(1) 9 (2) 21
(3) 17 (4) Cannot be determined
(5) None of these
Directions (31-35): Below are given letters and their numeric codes. Below that are given some conditions to be followed while codifying the given letter groups in each question. Study them and find out the correct numeric coded form of the given letter group in each question. If none of the coded forms is correct, your answer will be (5) i.e. 'None of these'.Letters M Q I N E Y U G R
Numeric Codes 2 5 3 7 1 8 4 6 9
Conditions:
(i) If the first and last letters are vowels both are to be coded as ?.
(ii) If the second letter is a vowel and the third letter is a consonant a single code is to be used and both are to be coded jointly as %.
(iii) If the first letter is a consonant and the last letter is a vowel both are to be coded as?
31. ENIMY
(1) 1%28 (2) ?732?
(3) 17328 (4) ?7328
(5) None of these
32. GENIR
(1) ?173? (2) 6%39
(3) 6%79 (4) 61739
(5) None of these
33. QUERI
(1) 5%93 (2) ?413?
(3) ?4139 (4) ?419?
(5) None of these
34. EINUM
(1) 1%72 (2) 0%42
(3) 1374? (4) 1%43
(5) None of these
35. UNGRE
(1) ?769 ? (2) 4769 ?
(3) 47691 (4) ?7691
(5) None of these
Directions (36-40): In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the two statements disregarding commonly known facts.
Give answer (1) if only conclusion I follows.
Give answer (2) if only conclusion II follows.
Give answer (3) if either conclusion I or II follows.
Give answer (4) if neither conclusion I nor II follows.
Give answer (5) if both conclusions I or II follow.
36. Statements: Some pencils are lead. All lead are ink
Conclusions:
I. Some ink are pencils.
II. All ink are lead.
37. Statements: Some ovens are refrigerator. Some refrigerators are ACs.
Conclusions:
I. Some ACs are ovens.
II. No. AC is oven.
38. Statements: All planes are birds. All birds are clouds.
Conclusions:
I. Some planes are clouds.
II. Some clouds are birds.
39. Statements: Some sweets are salt. No salt in spice.
Conclusions:
I.. Some sweets are spice.
II. No spice is salt.
40. Statements: Some papers are plastics. All papers are clothes.
Conclusions:
I. Some plastics are clothes.
II. Some plastics are papers.
Directions (41-45): Each of the following questions below consists a question and two statements numbered I and II given below it. You have to decide if the data provided in the statements are sufficient to answer the question. Read both statements and:
Give answer (1) if the data in statements I alone is sufficient to answer the question while the data in statement II is not sufficient to answer the question.
Give answer (2) if the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient to answer the question.
Give answer (3) if the data either in statement I alone or in statement II alone is sufficient to answer the question.
Give answer (4) if the data in both the statements I and II are not sufficient to answer the question.
Give answer (5) if the data in both the statements I and II together are necessary to answer the question.
41. How is 'cricket' written in a code language?
I. 'Dinesh play cricket' is written as 'do si ha'.
II. 'play cricket now' is written as 'ha si ma'.
42. Who is the oldest among L, M, N, O,P?
I. P is older than M and N but not O.
II. L is older than O.
43. When is Rahul's birthday?
I. Rahul and Shivani are twins.
II. Rahul was born on the last day of February in a leap year.
44. What is the strength of the class?
I. Shekhar stood 28 ranks below the top ranker and Mahesh who stood 5 ranks below him stood last.
II. Jayesh was 9 ranks below Ramesh who stood 27th from the top.
45. How far does Shruti live from the school?
I. Shruti has to cycle 3 kms. To her friend Mina's house which is 4 kms. From thee school.
II. Gitanjali lives exactly opposite the school and walks 2 kms. to reach Shruti's house.
Directions (46-50): The following questions are based on the five three digit numbers given below:
972 526 487 359 251
46. If the positions of the firs and second digits are interchanged which of the following will be third if they are arranged in ascending order?
(1) 359 (2) 972
(3) 526 (4) 487
(5) 251
47. If 2 is added to the sum of the digits of each of the above numbers how many will be multiples of 5?
(1) None (2) One
(3) Two (4) Three
(5) None of these
48. If 1 is subtracted from the last digit of each of the above numbers the sum of the digits of how many of them are prime numbers?
(1) None (2) Two
(3) One (4) Three
(5) All five
49. If the digits in each of the above numbers are written in reverse order which will be the second highest number?
(1) 251 (2) 359
(3) 487 (4) 526
(5) 972
50. If the positions of the digits of each of the numbers are interchanged such that the first becomes second, second becomes third and third becomes firs, which, of the following will be the highest?
(1) 972 (2) 526
(3) 487 (4) 251
(5) 359
Answer Key for Mental Aptitude Reasoning
1. (3) 2. (5) 3. (2) 4. (2) 5. (2)
6. (3) 7. (4) 8. (2) 9. (1) 10. (1)
11. (4) 12. (3) 13. (2) 14. (1) 15. (5)
16. (4) 17. (2) 18. (5) 19. (1) 20. (5)
21. (3) 22. (4) 23. (1) 24. (2) 25. (3)
26. (1) 27. (2) 28. (5) 29. (2) 30. (5)
31. (3) 32. (2) 33. (4) 34. (5) 35. (1)
36. (1) 37. (3) 38. (5) 39. (2) 40. (5)
41. (4) 42. (5) 43. (2) 44. (1) 45. (3)
46. (1) 47. (4) 48. (3) 49. (3) 50. (5)

Socio-Economic & Banking Awareness

1. A prospect means
a) any customer who walks into the bank
b) an employee of the bank
c) a customer who is likely to be interested in bank's product or service
d) a depositor of the bank'
e) a borrower of the bank
2. A lead means
a) a prospect who is more likely to avail of the Bank's product
b) a political leader
c) a religious leader
d) a bank chairman
e) None of these
3. Innovation means
a) Compensation
b) inspiration
c) additional perquisites
d) implementing new ideas or new methods
e) None of these
4. A Call means
a) calling on friends
b) calling on bank employees
c) calling on prospective customers
d) to make telephone calls
e) calling on relatives
5. The Traditional Marketing style involves
a) Telemarketing
b) Digital Marketing
c) Indirect Marketing
d) Direct Marketing
e) All of these
6. Modern Method of Marketing include
a) Publicity on the net
b) Advertisement on the net
c) Soliciting business through e-mails
d) Tele marketing
e) All of these
7. A true marketing requires
a) Command and other mindset
b) Control Mindset
c) Passive mindset
d) Active mindset
e) None of these
8. Which of the following sentences is true?
a) Marketing is not required in a Buyers' Market
b) Marketing is not required in a Sellers's market
c) Marketing is not required due to competition
d) Marketing is not required due to liberalization
e) Marketing is not required due to globalisation
9. For effective marketing the salesmen should have which of these qualities?
a) Creativity
b) Team spirit
c) Motivation
d) Effective communication skills
e) All of these
10. Market information means
a) Knowledge of shops and bazaars
b) Knowledge of shopping malls
c) Knowledge of customer profile and product mix
d) knowledge of various languages
e) None of these
11. Market Research is needed for
a) checking the market area
b) checking the right product to be sold
c) making proper marketing decisions
d) deciding right time to sell
e) All of these
12. Which of the following statement is true
a) Marketing makes the company to go into loss due to higher expenses
b) Marketing is not required in profit making companies
c) Marketing sharpens the minds of the employees
d) Marketing is a time bound seasonal function
e) Marketing is a waste of time
13. Marketing plan helps in
a) better lead generation
b) better systems
c) better results
d) improved balance sheet
e) better customer service
14. If Marketing is done effectively which of the following is not required?
a) Advertisement
b) Publicity
c) Market Research
d) Market Segmentation
e) None of these
15. Motivation means
a) Inspiring employees to perform better
b) Better communication skills
c) Sales Coaching
d) Market Research
e) None of these
16. In a Selling Process in today's world?
a) Only standard products are sold
b) No customization required
c) the seller need not have product knowledge
d) the seller should aim at customer satisfaction
e) only quantum of sales matters
17. Find the true statement
a) Marketing is a waste of the employees' time
b) Marketing is not required in India due to its vast population
c) Marketing involves additional work
d) Marketing involves team work
e) Marketing is not required today due to IT advancement
18. A Target market is
a) entire country
b) entire city
c) entire globe
d) that which consists of customers who need the identified product
e) all of these
19. Sales forecasting involves
a) Sales Planning
b) Sales Pricing
c) Distribution Channels
d) Consumer tastes
e) All of these
20. Which of the following product is being sold under the brand name ZODIAC
a) Shirts
b) Ties
c) Both A and B
d) Liberty
21. SWIFT – cars are being manufactured by
a) DCM
b) Maruti
c) Premier Automobiles
d) Hyundai
22. With you all the way is the slogan of
a) Vodafone
b) SBI
c) ICICI
d) Raymonds
23. Which company used the slogan "The complete Man"
a) DCM
b) GRASIM
c) RAYMONDS
d) VIMAL
24. Which brand uses the slogan "Made for each other" for its cigarettes?
a) Cavenders
b) Four Square
c) Red & White
d) Wills
25. Cross Selling means
a) Identifying customer needs
b) matching the products to customer needs
c) convincing the customers of product benefits
d) responding to questions and objections of customers
e) all of these
ANSWERS
1 (c)
2 (a)
3 (d)
4 ( c)
5 (d)
6 (e)
7 (d)
8 (b)
9 (e)
10 (c )
11 (e)
12 (c)
13 ( c)
14 (b)
15 (a)
16 (d)
17 (d)
18 (d)
19 (e)
20 (c)
21 (b)
22 (b)
23 (c)
24 (d)
25 (e)